Different Kinds Of Charge Cards Readily Available
Currently there are three main varieties of credit card offered in the United States. These are travel and entertainment cards such as American Express or Diners Card. You will have to pay this type of card of every month in full, however the advantage is that they are liberal on limits of spending. The second major cards are the bank cards such as Master Cards, Visa, GM, and Ford cards sponsored mainly by the banks. Terms and conditions will vary with this type of card, as will the spending limits and interest rates charged. With a bank card you can choose to pay off the balance in full each month, or just pay a small minimum payment and have to pay interest on the rest which accumulates. The third main type of card available are retail cards such as those from JC Penney, Shell, Mobil or Sears. These cards, known in some countries (the ones from gas companies) as fuel cards are only accepted in specific countries and usually do not have annual fees.
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